Joseph has over 20 years of experience in Commercial Banking. He joined the Bank of Montreal’s National Industry Sectors Department in 2006 as Manager, National Franchise Finance where he managed over $900 million in national franchise accounts. He was promoted to Managing Director of National Franchise Finance in 2012 overseeing the department’s national presence in franchise financing.

Based out of Toronto, Joseph’s role as Managing Director of National Franchise Finance consists of identifying, developing and managing a portfolio of financial service programs aimed at facilitating financing and cash management products for selected franchise networks as well as other industry verticals.